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How a Boat Accident Lawyer Can Help You File a Claim

If you've been injured on the water or in a marina or at a marina, a New York boat accident lawyer can assist you in filing an insurance claim. They will give advice, assess the strength of your claim and negotiate with insurance companies.

Most boat accident lawsuits are based on negligence. If your lawyer can show that there was a breach of duty, causation or damages, you could be awarded compensation.

Damages

Boating accidents can result in serious injuries, just like any other kind of accident. Some of the injuries that can occur include drowning or oxygen deprivation-related injuries, brain trauma and fractured bones. A good lawyer can assist you in obtaining the financial compensation you deserve for these losses.

Like car accidents an injury involving a boat is contingent on proving negligence of the responsible party. An attorney can conduct an exhaustive investigation and capture photos of the scene as well as your injuries to prove liability. They can also help find medical records and other documents to prove your claim. They can also help understand comparative negligence laws if they apply to your particular situation.

Boating accidents can cause both economic and noneconomic damage. Economic damages are more easily quantifiable like past and future medical expenses related to your injury. They could also cover any loss of income due to your injuries or changes in your ability to work in the future. Noneconomic damages can be subjective and may include discomfort and pain and loss of enjoyment life, emotional stress, and more. A lawyer can help you calculate the amount of your damages and submit a lawsuit or insurance claim against the people who are responsible for your injuries. They can also handle cases involving government agencies like the Coast Guard or police.

Insurance

When someone suffers injuries from a boating accident, financial burdens can quickly add up. Medical bills can run in the thousands and, in the event of surgery, the expenses can be even greater.

An attorney for personal injury can assist injured victims in obtaining the compensation they require. He or she can investigate the causes of a boating accident and file the necessary paperwork and negotiate with insurance companies to get the maximum possible compensation.

An attorney who handles boat accidents can also determine who is liable and the insurance coverage each party has. Not all boat owners and operators have liability insurance to cover injuries. Those who rent or borrow boats should verify their homeowners' and boating insurance policies to determine what protection they have.

Reporting boat accidents to authorities is vital. A police report will help establish negligence as well as other factors when filing an action for damages. It is also a good idea to talk to witnesses to get their testimony. It is also helpful to get the names, contact details and insurance policy numbers for everyone involved in the accident especially the owners of the boats.

Liability

You could be entitled to reimbursement for past and future medical expenses if you are a victim of a boating accident. This includes hospital bills emergency room services, doctor appointments therapy sessions and costs of medication. Your NYC boat accident attorney will prove all of these expenses and make sure that your total losses are included in the settlement award.

Most injuries incurred in boat accidents are caused by reckless or negligent behavior on the part of a boat owner or operator. Certain injuries are caused because of the absence of the safety equipment required, such as life jackets, fire extinguishers or navigational lights. A claim can be made against the manufacturer of a boat that is defective or an product on board, such as a ski.

If you've been injured on a commercial vessel you could be eligible to make an Jones Act claim. A New York boat accident attorney will examine your case and provide you with additional information about this special law. Your attorney will also lead in negociating with the responsible parties, their lawyers and insurance companies on your behalf. If a fair settlement is not reached Your attorney will then prepare for you a trial to seek justice.

Time Limits

There are a variety of laws which govern boating and other watercrafts. These laws cover driving, passing, and ceding right-of-way, among others. These regulations also require that boaters remain in a safe place, refrain from overloading or causing damage to their boats and avoid risky actions such as weaving into traffic or hopping into the wake. The negligent actions of the operator or any other party involved in a boating accident can cause serious injuries, and sometimes even death.

A lawyer for boat accidents can guide you through the legal system, assess the merits of your claim, and defend your right. They can also assist you in pursuing monetary compensation by providing medical documentation and other evidence.

Since a boat-related case involves issues adjudicated under maritime law and state personal injury law it might take longer to resolve than an auto accident claim. This is because a lawyer must collect eyewitness evidence, police reports, and other documents before negotiations can begin. Based on the complexity of your case, pre-litigation discussions could last from a few weeks to six months. If you are employed by a commercial fishing vessel or cruise ship, a sightseeing boat, or other kind of worker who is in the boat accident attorneys as a result of or in the course of his job, then you may be qualified for workers' compensation. A NY boat accident lawyer can provide representation for these claims too.